Matthew 25:14–30 (NIV)
14 “Again, it will be like a man going on a journey, who called his servants and entrusted his property to them. 15 To one he gave five talents of money, to another two talents, and to another one talent, each according to his ability. Then he went on his journey. 16 The man who had received the five talents went at once and put his money to work and gained five more. 17 So also, the one with the two talents gained two more. 18 But the man who had received the one talent went off, dug a hole in the ground and hid his master’s money. 19 “After a long time the master of those servants returned and settled accounts with them. 20 The man who had received the five talents brought the other five. ‘Master,’ he said, ‘you entrusted me with five talents. See, I have gained five more.’ 21 “His master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’ 22 “The man with the two talents also came. ‘Master,’ he said, ‘you entrusted me with two talents; see, I have gained two more.’ 23 “His master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’ 24 “Then the man who had received the one talent came. ‘Master,’ he said, ‘I knew that you are a hard man, harvesting where you have not sown and gathering where you have not scattered seed. 25 So I was afraid and went out and hid your talent in the ground. See, here is what belongs to you.’ 26 “His master replied, ‘You wicked, lazy servant! So you knew that I harvest where I have not sown and gather where I have not scattered seed? 27 Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest. 28 “ ‘Take the talent from him and give it to the one who has the ten talents. 29 For everyone who has will be given more, and he will have an abundance. Whoever does not have, even what he has will be taken from him. 30 And throw that worthless servant outside, into the darkness, where there will be weeping and gnashing of teeth.

1. OWNERSHIP:
Everything I have Really belongs to God

2. ALLOCATION:
God has given me some unique talents
Rom. 12:6 (NIV) “We have different gifts, according to the grace given us”

3. ACCOUNTABILITY:
God expects me to use my talents
Romans 14:12 (NIV)12 Each of us will give an account of himself to God.

4. UTILIZATION:
It is wrong for me to bury what God gave me

5. MOTIVATION:
It is fear that keeps me from using my talent.

Proverbs 29:25 (NIV)25 Fear of man will prove to be a snare, (trap)

6. APPLICATION:
If I don’t use it, ______________________

Hebrews 13:21 (NIV) He will equip you with everything good for doing his will, ………. to whom be glory for ever and ever.

Proverbs 3:9–10 (NLT) Honor the LORD with your wealth and with the best part of everything you produce. 10 Then he will fill your barns with grain, and your vats will overflow……..

7. COMPENSATION:
If I use my talent wisely, I will be rewarded